Have you ever thought about how much your family spends each day? From coffee stops to lunch with friends, it’s easy to spend a fortune in the midst of busy lifestyles. Making a few small changes, however, will help you to reduce your everyday spending.
1. Conserve Energy
Conserving energy isn’t just good for the environment; it’s also good for the budget. All resources cost money. Turning off the TV or lights when you leave a room, taking shorter showers or adjusting the thermostat up or down a couple of degrees are great places to start in saving money (without doing much more than you’re already doing.)
2. Plan Ahead for Thoe Mid-Day Stops
Are you guilty of the daily stop for coffee on your way to work (and then maybe again on the way home?) Do you hit the vending machine or cafeteria for a mid-afternoon snack? Try brewing coffee and taking it to go in a travel mug or keeping a box of protein bars in your desk drawer. Planning ahead for those times when you’re likely to spend money on the go will help you to be prepared with a less-costly alternative.
3. Give Yourself an Eating Out Limit
Despite if eating out is a daily habit or is something that you reserve for the weekend; try limiting the number of times that you visit restaurants each week. Cutting back on eating out will put money back into your budget while providing you opportunities to make healthier choices.
4. Do Your Grocery Shopping Once a Week (and no more)
Designate one day a week as your grocery-shopping day. Then determine your meals for the week, make a list of necessary ingredients and go buy them. By creating a plan for the weeks’ meals and shopping for them all at once, you are giving yourself less opportunity to pick-up items that aren’t on a list. You’re also locking yourself into using the ingredients that you’ve purchased, making for less unused food (that will need to be thrown out.)
5. Look at Your Budget
Take a careful look at your family’s budget. How much do you really use that gym membership (or do you prefer to run outside?) Are you watching enough TV to justify the expense of your cable package? …by looking at the non-essential ways that your family spends money, you can begin to determine if there are ways that you might shave off the amount spent each month.
6. Consider Low-cost Family Activities
Not all family activities have to be costly. A day at the nature preserve can be a low-cost outdoor adventure and can be just as much fun as a more expensive activity. Taking your children to free programming at the library can be a wonderful weekday alternative to a children’s museum. There are plenty of creative ways to spend time with your family without the added expenses. Finding a balance of different outings will keep your family active while remaining budget-conscience.
Have you found ways to reduce your everyday spending? Please share your tried-and-true tips!
You May Also Like…
- 9 Things you MUST do before ANY vacation
- Best Friends : Marriage Edition!
- 5 Babysteps For an Active Lifestyle
- 8 Reasons Why You Should Learn How To Cook